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New York Loans / New York Mortgages
If you are looking to purchase or sell real estate in New York, or if you are seeking information on relocation, property
management, investment properties, then you have come to the right place.
Whether you want to purchase a new home, refinance your existing mortgage, refinance your first mortgage and leave your second mortgage/home loan intact, get a
home equity loan, consolidate your debt, get a second mortgage, or make improvements to your home, we can offer you mortgage loan information.
New York Loan Facts
Non-Community Property State - Since New York is a non-community property state, you do NOT need to include the liabilities of your
spouse, if you choose to leave them off of the loan.
High Closing Cost State - HUD has determined certain states to be high closing cost states and others to be low closing cost states.
New York is classified as a high closing cost state due to higher priced title fees. If you are moving to New York from another state, be aware of these costs.
Mortgage Tax State - Be aware, the state of New York has a tax that is assessed on all mortgages . This tax varies per county.
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