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New Jersey Loans / New Jersey Mortgages

If you are looking to purchase or sell real estate in New Jersey, or if you are seeking information on relocation, property management, investment properties, then you have come to the right place.

Whether you want to purchase a new home, refinance your existing mortgage, refinance your first mortgage and leave your second mortgage/home loan intact, get a home equity loan, consolidate your debt, get a second mortgage, or make improvements to your home, we can offer you mortgage loan information.

New Jersey Loan Facts

Non-Community Property State - Since New Jersey is a non-community property state, you do NOT need to include the liabilities of your spouse, if you choose to leave them off of the loan.

High Closing Cost State - HUD has determined certain states to be high closing cost states and others to be low closing cost states. New Jersey is classified as a high closing cost state due to higher priced title fees. If you are moving to New Jersey from another state, be aware of these costs.