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Louisiana Loans / Louisiana Mortgages
If you are looking to purchase or sell real estate in Louisiana, or if you are seeking information on relocation, property
management, investment properties, then you have come to the right place.
Whether you want to purchase a new home, refinance your existing mortgage, refinance your first mortgage and leave your second mortgage/home loan intact, get a
home equity loan, consolidate your debt, get a second mortgage, or make improvements to your home, we can offer you mortgage loan information.
Louisiana Loan Facts
Community Property State - Since Louisiana is a community property state, you must include the liabilities of both the husband and the
wife when calculating debt-to-income ratios. You can still do a loan in one name, however, you must include the liabilities of both the husband and the wife.
High Closing Cost State - HUD has determined certain states to be high closing cost states and others to be low closing cost states.
Louisiana is classified as a high closing cost state due to higher priced title fees. If you are moving to Louisiana from another state, be aware of these costs.
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