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Florida Loans / Florida Mortgages
If you are looking to purchase or sell real estate in Florida, or if you are seeking information on relocation, property
management, investment properties, then you have come to the right place.
Whether you want to purchase a new home, refinance your existing mortgage, refinance your first mortgage and leave your second mortgage/home loan intact, get a
home equity loan, consolidate your debt, get a second mortgage, or make improvements to your home, we can offer you mortgage loan information.
Florida Loan Facts
Non-Community Property State - Since Florida is a non-community property state, you do NOT need to include the liabilities of your
spouse, if you choose to leave them off of the loan.
High Closing Cost State - HUD has determined certain states to be high closing cost states and others to be low closing cost states.
Florida is classified as a high closing cost state due to higher priced title fees. If you are moving to Florida from another state, be aware of these costs.
Mortgage Tax State - Be aware, the state of Florida has a tax that is assessed on all mortgages. The tax is $5.50 per $1000 of loan amount.
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