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Arizona Loans / Arizona Mortgages

If you are looking to purchase or sell real estate in Arizona, or if you are seeking information on relocation, property management, investment properties, then you have come to the right place.

Whether you want to purchase a new home, refinance your existing mortgage, refinance your first mortgage and leave your second mortgage/home loan intact, get a home equity loan, consolidate your debt, get a second mortgage, or make improvements to your home, we can offer you mortgage loan information.

Arizona Loan Facts

Community Property State - Since Arizona is a community property state, you must include the liabilities of both the husband and the wife when calculating debt-to-income ratios. You can still do a loan in one name, however, you must include the liabilities of both the husband and the wife.

Low Closing Cost State - HUD has determined certain states to be high closing cost states and others to be low closing cost states. Arizona is classified as a low closing cost state due to lower than normal title fees and other closing fees.